En résumé
CBNA is Citibank, N.A. — the issuer behind retail cards like Home Depot (THD/CBNA) and Best Buy. It appears on statements as card payments and on credit reports as the account holder's bank.
Pourquoi ce débit apparaît ainsi
The prefix names the retail partner (THD = The Home Depot), the suffix names the issuing bank. On credit reports, a 'CBNA' inquiry or account is a store card application or account, which is why the abbreviation gets Googled so much.
Don’t recognize it? You might still
- The store abbreviation + bank abbreviation combo obscures both parties.
- A hard inquiry labeled CBNA follows any Citi retail-card application.
- Autopay on a store card pulls from the linked bank account monthly.
Que faire, étape par étape
- Decode the prefix THD = Home Depot, BBY = Best Buy, SEARS = Sears legacy cards — the prefix is the store.
- Match to a card in the household Someone likely holds that store's card; the entry is a bill payment toward it.
- Dispute unknown credit-report entries A CBNA account or inquiry you never initiated is an identity-theft flag — dispute with the bureaus and call Citi.
Questions fréquentes
Why is CBNA on my credit report?
You (or an identity thief) applied for or hold a Citi-issued retail card. Match it to a store card you remember; if none fits, dispute it.
Famille de libellés
THD/CBNA fait partie des relevés de Citi statement codes et Capital One statement codes et Discover Bank statement codes et U.S. Bank statement codes et PNC Bank statement codes et Goldman Sachs & Marcus statement codes .
Répertoire indépendant non affilié à Citibank, N.A.. Les libellés varient selon les banques.
Sources vérifiées
- Citi — customer service https://www.citi.com
- CFPB — Citibank credit card agreements database https://www.consumerfinance.gov