En résumé
This is a legitimate charge from Adidas.
What is the Adidas charge on my statement?
This charge represents a purchase made directly from Adidas, either at a physical retail store or online via adidas.com.
If you ordered multiple items, Adidas may charge you separately for each shipment as it leaves the warehouse, resulting in split charges.
Authorization vs Capture
When you place an order, the bank places an authorization hold on your funds. The actual capture (the final charge) often happens only when the item ships. This can sometimes look like two separate transactions.
Why is the Adidas charge pending for so long?
Pending holds for canceled or unshipped orders usually drop off within 3 to 5 business days, returning the funds to your available balance.
Dispute Rights & Fraud Prevention
If you suspect this charge is fraudulent or billing in error, you have strict federal rights protecting your account.
Always review your statement carefully and take action within 60 days.
What should I do if I don't recognize this charge?
First, check with family members or anyone authorized on your account. If the charge remains unrecognized, contact your bank immediately to report it. Under the Fair Credit Billing Act (FCBA), you have 60 days from the statement date to dispute unauthorized credit card charges.
How long does it take for a disputed charge to be removed?
Once you file a dispute, your bank must acknowledge it within 30 days and resolve it within two billing cycles (not exceeding 90 days). During this time, the disputed amount is usually placed on a provisional hold, meaning you do not have to pay it.
Répertoire indépendant non affilié à Adidas. Les libellés varient selon les banques.
Sources vérifiées
- CFPB: Disputing Credit Card Charges https://www.consumerfinance.gov
- FTC: Fair Credit Billing Act https://consumer.ftc.gov