UnknownCharges

Card Network & Electronic Payment Rail

REVERSAL (Payment Reversal / Credit Adjustment)

REVERSAL
08/05 MERCHANT REVERSAL TARGET.COM $45.20

Resumen del cargo

REVERSAL (Payment Reversal / Credit Adjustment). REVERSAL denotes a cancellation or refund of a previous transaction, crediting funds back to your account due to merchant return or banking correction.

Importante: Qué NO es este código

A REVERSAL is not a new charge or debit. It is a credit (funds entering your account) that cancels out an earlier debit.

Significado de REVERSAL

A transaction reversal occurs when an authorization, debit, or fee is nullified and credited back to your account balance.

Merchant reversals occur when a store cancels an order, processes a product return, or corrects a cashier cashier error prior to daily batch settlement.

Bank reversals occur when your financial institution waives a fee, corrects a duplicate processing entry, or reverses an erroneous debit.

Cómo localizar al comercio real

  1. Paso 1 Look at the merchant or fee description immediately adjacent to 'REVERSAL' or 'REV' on your statement.
  2. Paso 2 Match the credited amount to a previous debit line on the same or preceding statement cycle.
  3. Paso 3 Check customer support tickets or return receipts for product refunds or cancelled subscriptions.

Formatos habituales en el extracto

  • MERCHANT REVERSAL TARGET.COM
  • FEE REVERSAL OVERDRAFT WAIVER
  • AUTH REVERSAL BEST BUY 0294
  • ACH REV PYMT CANCELLATION

Fuentes verificadas