Resumen del cargo
This is a recurring subscription charge for Spotify Premium.
What is the Spotify Premium charge?
A charge for 'SPOTIFY PREMIUM' indicates a recurring subscription payment for Spotify's ad-free music streaming service.
This occurs automatically each month if you signed up directly with Spotify or if a free trial recently expired.
Third-Party Billing
If you signed up through Apple or Google, the charge might appear as 'APPLE.COM/BILL' or 'GOOGLE*SPOTIFY'. If paid via PayPal, it may say 'PP*SPOTIFY'.
If your subscription is bundled with your mobile phone or internet plan, your telecom provider handles the billing, not Spotify directly.
- Step 1 Log in to your Spotify account and check the 'Payment history' or 'Receipts' tab.
- Step 2 If you don't see it, check if you accidentally created a duplicate account using a different email or Facebook login.
Does deleting the Spotify app cancel the charge?
No. Deleting the app does not stop the billing. You must log into your account settings on a web browser and formally cancel.
Dispute Rights & Fraud Prevention
If you suspect this charge is fraudulent or billing in error, you have strict federal rights protecting your account.
Always review your statement carefully and take action within 60 days.
What should I do if I don't recognize this charge?
First, check with family members or anyone authorized on your account. If the charge remains unrecognized, contact your bank immediately to report it. Under the Fair Credit Billing Act (FCBA), you have 60 days from the statement date to dispute unauthorized credit card charges.
How long does it take for a disputed charge to be removed?
Once you file a dispute, your bank must acknowledge it within 30 days and resolve it within two billing cycles (not exceeding 90 days). During this time, the disputed amount is usually placed on a provisional hold, meaning you do not have to pay it.
As práticas de cobrança podem variar. Confirme sempre no extrato antes de contestar.
Fuentes verificadas
- CFPB: Disputing Credit Card Charges https://www.consumerfinance.gov
- FTC: Fair Credit Billing Act https://consumer.ftc.gov