Resumen del cargo
This is an insurance premium payment to Progressive Insurance.
What is the Progressive charge?
A charge labeled 'PROGRESSIVE', 'PROG PREMIER INS PREM', or 'PROGRESSIVE *INSURANCE' is typically an insurance premium payment.
This covers auto, home, or renters insurance policies with Progressive Insurance.
Progressive Banks
If you do not have insurance with them, there are also regional financial institutions named 'Progressive Bank' (e.g., in Louisiana).
If you bank there, the charge could be a monthly service fee, overdraft fee, or wire transfer fee.
- Step 1 If it's insurance, review your email or Progressive account for recent billing notifications, AutoPay schedules, or policy renewals.
- Step 2 Look for a phone number on the bank statement descriptor (like 800-776-4737) and call it to identify the specific policy or service.
Can my premium change automatically?
Yes, premiums can change at renewal or if you adjust your policy (e.g., adding a vehicle or driver).
Dispute Rights & Fraud Prevention
If you suspect this charge is fraudulent or billing in error, you have strict federal rights protecting your account.
Always review your statement carefully and take action within 60 days.
What should I do if I don't recognize this charge?
First, check with family members or anyone authorized on your account. If the charge remains unrecognized, contact your bank immediately to report it. Under the Fair Credit Billing Act (FCBA), you have 60 days from the statement date to dispute unauthorized credit card charges.
How long does it take for a disputed charge to be removed?
Once you file a dispute, your bank must acknowledge it within 30 days and resolve it within two billing cycles (not exceeding 90 days). During this time, the disputed amount is usually placed on a provisional hold, meaning you do not have to pay it.
Referencia independiente no afiliada con The Progressive Corporation. Las descripciones varían según el banco.
Fuentes verificadas
- CFPB: Disputing Credit Card Charges https://www.consumerfinance.gov
- FTC: Fair Credit Billing Act https://consumer.ftc.gov