UnknownCharges

Descriptor decodificado

PAI ISO

Could be anyone

By · Última actualización

07/22 PAI ISO $63.50

Resumen del cargo

PAI ISO appears when you withdraw cash from an independent ATM — the kind in gas stations, bars, and convenience stores. PAI (Payment Alliance International) processes for a huge network of these machines, and the entry usually bundles your withdrawal plus the ATM's surcharge.

Revisado el high confianza 2 fuentes verificadas Cómo verificamos los cargos

Por qué aparece con este nombre

Non-bank ATMs are owned by local operators who route transactions through processors like PAI. Your bank prints the processor's name, not the gas station's, and the odd total (like $63.50) is your $60 withdrawal plus a $3.50 machine fee.

Don’t recognize it? You might still

  • Bar and gas-station cash withdrawals are exactly the transactions people forget.
  • The amount doesn't match what you took out because the surcharge is folded in.
  • The ATM's location often doesn't appear at all.

Qué hacer paso a paso

  1. Subtract a typical fee Take the charge, subtract $2.50–$4.00, and see if the remainder is a round number — that's the withdrawal you made.
  2. Match the date to a cash-spending occasion Nights out are the classic source of forgotten PAI ISO entries.
  3. Report genuinely unknown withdrawals fast An ATM withdrawal you didn't make means your card was skimmed or stolen. Lock the card and call the bank's fraud line the same day.

Preguntas frecuentes

Why is PAI ISO charging me a fee?

The fee belongs to the ATM operator, not PAI — it's the surcharge you accepted on the machine's screen, bundled into the total.

Is a PAI ISO charge on a day I didn't withdraw cash always fraud?

Withdrawals can post one business day late, so check the day before too. If nothing fits, treat it as card fraud immediately.

Referencia independiente no afiliada con Payment Alliance International. Las descripciones varían según el banco.

Fuentes verificadas