Resumen del cargo
CIE (Customer-Initiated Entry). CIE is used for credit transfers initiated by a consumer through their bank's online bill payment platform to push funds to a company.
Importante: O que este código NÃO é
CIE is not an unauthorized merchant charge or fee. Because CIE is a credit transfer initiated from within your authenticated banking portal, it represents an outgoing bill payment schedule created by you or an authorized signer on the account.
Significado de CIE
CIE (Customer-Initiated Entry) indicates a transaction where you, the account holder, instructed your bank to send money (a credit push) to a biller or merchant.
Unlike PPD or WEB debits where the merchant pulls money from your account, CIE represents you initiating the payment directly from your bank's bill pay screen.
The consumer's bank debits the consumer account and transmits an ACH credit entry to the designated payee with an account reference addenda.
Como localizar o comerciante real
- Passo 1 Log into your bank's online or mobile bill pay section and view your recent payment history.
- Passo 2 Check the biller nickname and account number listed alongside 'CIE' on your bank statement (e.g., 'CIE COMCAST ELEC PMT').
- Passo 3 Review your scheduled recurring payments inside your bank's bill pay manager to adjust or cancel future transfers.
Formatos comuns no extrato
BANK BILL PAY CIE COMCAST 84920ONLINE PMT CIE CITY WATER DEPTBILLPAY CIE CHASE CREDIT CRDCIE CON EDISON BILL PAY
Fuentes verificadas
- Nacha: Customer-Initiated Entry (CIE) Rule Provisions https://achdevguide.nacha.org/ach-file-details
- CFPB: Consumer Protections for Bill Pay & Electronic Funds https://www.consumerfinance.gov/rules-policy/regulations/1005/