Resumen del cargo
ATM (Automated Teller Machine Transaction). ATM denotes a physical automated teller machine transaction, such as cash withdrawal, deposit, balance inquiry, or funds transfer.
Importante: O que este código NÃO é
ATM is not a store charge or online purchase. It indicates physical access at an automated cash machine. If you did not make an ATM withdrawal, it may indicate card skimming or unauthorized physical card duplication.
Significado de ATM
ATM line items appear when you insert your physical debit card and enter your confidential Personal Identification Number (PIN) at an ATM terminal.
The transaction record typically includes the machine ID, terminal street location, or financial institution hosting the ATM.
If you use an out-of-network terminal, you may see two separate entries: the primary cash withdrawal amount and a separate $2.50–$3.50 non-network ATM surcharge fee.
Como localizar o comerciante real
- Passo 1 Check the location, terminal ID, and street address printed next to 'ATM W/D' on your statement line (e.g., 'ATM W/D 7-ELEVEN 1029 MAIN ST').
- Passo 2 Review your physical wallet for ATM cash receipts or recent cash spending.
- Passo 3 If you still possess your physical card and see an unfamiliar ATM cash withdrawal, contact your bank immediately to freeze the card.
Formatos comuns no extrato
ATM WITHDRAWAL CHASE BANK 5TH AVEATM W/D 7-ELEVEN #2049 MIAMI FLNON-CHASE ATM FEE #049281ATM DEP AUTOMATED TELLER DEPOSIT
Fuentes verificadas
- CFPB: Regulation E ATM Disclosure Requirements (12 CFR § 1005.9) https://www.consumerfinance.gov/rules-policy/regulations/1005/9/
- Federal Reserve: Consumer ATM Card Rules & Disclosures https://www.ecfr.gov/current/title-12/part-1005