Resumen del cargo
A MIDJOURNEY* COM charge is an AI image generation subscription from Midjourney, Inc. for GPU fast hours and commercial image generation rights.
Por qué aparece con este nombre
Midjourney generates digital art and photorealistic imagery from text prompts via Discord and the web. Statements read MIDJOURNEY* COM, MIDJOURNEY INC, or MIDJOURNEY.COM.
Plans include Basic ($10/month), Standard ($30/month with unlimited Relax mode), Pro ($60/month with Stealth mode), and Mega ($120/month).
Don’t recognize it? You might still
- A monthly or annual Midjourney tier renewed automatically.
- A teenager or artist in your household used your card on Discord to generate AI graphics.
- Additional fast GPU hours were purchased to continue generating high-resolution images.
Qué hacer paso a paso
- Sign in to Midjourney Open midjourney.com/account and log in with your Discord or Google credentials.
- Inspect Manage Sub Go to Manage Sub to view active GPU time, renewal dates, and billing receipts.
- Cancel Subscription Click Cancel Plan to stop future recurring charges.
Preguntas frecuentes
Can I get an immediate refund on Midjourney?
Midjourney allows automated instant refunds if you have used less than 1% of your monthly GPU allotment (roughly 20 fast GPU minutes).
Do I own images created before canceling Midjourney?
Yes. You retain full commercial ownership rights to all images generated during an active paid subscription.
Dispute Rights & Fraud Prevention
If you suspect this charge is unauthorized or incorrect, federal regulations protect your payment card.
Review your recent statements carefully and notify your financial institution within 60 days of the statement date.
What should I do if I do not recognize this charge?
First check with household or team members who have permission to use your account. If the transaction was not authorized by anyone on your card, contact your bank or card issuer immediately to report it. Under the Fair Credit Billing Act (FCBA), you have 60 days from the statement date to dispute unauthorized credit card charges.
How long does a billing dispute take to resolve?
Under federal rules, your bank must acknowledge your written inquiry within 30 days and resolve the dispute within two billing cycles (up to 90 days). The bank typically issues a provisional credit while they investigate.
As práticas de cobrança podem variar. Confirme sempre no extrato antes de contestar.
Fuentes verificadas
- Midjourney Subscription Plans Documentation https://docs.midjourney.com
- CFPB: Disputing Credit Card Charges https://www.consumerfinance.gov