Resumen del cargo
AFFIRM PAYMENT is a monthly payment on an Affirm point-of-sale loan — the financing you chose at checkout for a larger purchase like electronics, furniture, or travel.
What is the Affirm charge?
Affirm is a 'Buy Now, Pay Later' (BNPL) financing service that allows consumers to purchase items and pay for them in monthly installments.
If you see an Affirm charge on your debit card or bank account, it is an automatic monthly payment for a loan you took out at a participating retailer (such as Peloton, Walmart, or Wayfair).
Why am I being charged?
When you finance a purchase with Affirm, you link a checking account or debit card for automatic repayment. The charge on your statement is the scheduled installment payment.
These charges will continue monthly until the principal and any applicable interest are paid in full.
Managing your loan
- Download the Affirm mobile app or log into Affirm.com.
- Enter your mobile phone number to access your dashboard.
- View your active loans to confirm the payment amount matches the charge on your statement.
What if I returned the item I bought with Affirm?
If you return an item, the merchant must process the refund and notify Affirm. Once Affirm receives the notification, they will credit your loan balance. If you made payments, Affirm will refund those directly to your bank account.
I never used Affirm. Why am I being charged?
If you have never opened an Affirm account, you may be the victim of identity theft. Fraudsters often use BNPL services to finance stolen goods. Contact Affirm's fraud department and your bank immediately.
As práticas de cobrança podem variar. Confirme sempre no extrato antes de contestar.
Fuentes verificadas
- Affirm — official site https://www.affirm.com
- CFPB: Disputing Credit Card Charges https://www.consumerfinance.gov
- FTC: Fair Credit Billing Act https://consumer.ftc.gov