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ACH Standard Entry Class (SEC) Code

CIE (Customer-Initiated Entry)

CIE
08/05 BANK BILL PAY CIE COMCAST 84920 $45.20

要約

CIE (Customer-Initiated Entry). CIE is used for credit transfers initiated by a consumer through their bank's online bill payment platform to push funds to a company.

重要：このコードが意味しないもの

CIE is not an unauthorized merchant charge or fee. Because CIE is a credit transfer initiated from within your authenticated banking portal, it represents an outgoing bill payment schedule created by you or an authorized signer on the account.

CIE の詳細解説

CIE (Customer-Initiated Entry) indicates a transaction where you, the account holder, instructed your bank to send money (a credit push) to a biller or merchant.

Unlike PPD or WEB debits where the merchant pulls money from your account, CIE represents you initiating the payment directly from your bank's bill pay screen.

The consumer's bank debits the consumer account and transmits an ACH credit entry to the designated payee with an account reference addenda.

実際の加盟店を特定する方法

  1. ステップ 1 Log into your bank's online or mobile bill pay section and view your recent payment history.
  2. ステップ 2 Check the biller nickname and account number listed alongside 'CIE' on your bank statement (e.g., 'CIE COMCAST ELEC PMT').
  3. ステップ 3 Review your scheduled recurring payments inside your bank's bill pay manager to adjust or cancel future transfers.

代表的な明細表記パターン

  • BANK BILL PAY CIE COMCAST 84920
  • ONLINE PMT CIE CITY WATER DEPT
  • BILLPAY CIE CHASE CREDIT CRD
  • CIE CON EDISON BILL PAY

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