UnknownCharges

ACH Standard Entry Class (SEC) Code

RCK (Re-Presented Check Entry)

RCK
08/05 KROGER RCK CHK# 1024 RET $45.20

Kurzantwort

RCK (Re-Presented Check Entry). RCK is used by merchants and collection agencies to re-present a paper check electronically via ACH after it was initially returned for non-sufficient funds.

Wichtig: Was dieser Code NICHT bedeutet

RCK is not a new or unauthorized purchase. It is the electronic re-clearing of an existing paper check you previously wrote that failed to clear on the first deposit attempt.

Bedeutung von RCK

RCK (Re-Presented Check Entry) occurs when a paper check you wrote bounced due to insufficient funds (NSF) or uncollected funds, and the merchant or collection agency re-submits the check electronically through the ACH network.

Nacha rules restrict RCK entries strictly to items under $2,500 that were originally written as standard consumer paper checks.

The originator may only attempt to re-present an item a maximum of two times after the initial physical check return.

So finden Sie den tatsächlichen Händler

  1. Schritt 1 Check your checkbook register or check carbon copies for the check number, which is almost always printed in the description field next to 'RCK' (e.g., 'RCK CHK# 1042').
  2. Schritt 2 Match the exact dollar amount to recent returned check notices or NSF fee entries on your previous statement cycle.
  3. Schritt 3 Contact the merchant or billing entity you wrote the check to and confirm if your account balance has been settled.

Typische Buchungsformate

  • KROGER RCK CHK# 1024 RET
  • WALMART RCK CHECK# 502
  • TARGET RET CHK RCK 1892
  • RCK ENTRY CHECK 0294 RE-PRES

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