Kurzantwort
POP (Point-of-Purchase Entry). POP indicates that a paper check was scanned by a cashier at checkout to capture routing numbers, then voided and immediately returned to you.
Wichtig: Was dieser Code NICHT bedeutet
POP is not a debit card transaction or store financing. It is the electronic clearing of a physical check that was voided and handed back to you at checkout.
Bedeutung von POP
POP (Point-of-Purchase Entry) is an electronic check conversion performed right at the retail cash register in front of you.
The cashier feeds your paper check through an electronic reader to scan the MICR routing and account numbers, prints a transaction receipt for you to sign, stamps the physical check as 'VOID', and hands the voided check back to you immediately.
Because the cashier hands the voided check back to you, the physical paper check is never kept by the store or sent to the bank.
So finden Sie den tatsächlichen Händler
- Schritt 1 Check the retail merchant name and store number listed on your statement line.
- Schritt 2 Check your wallet or receipts for the voided paper check and the signed cash register receipt.
- Schritt 3 Verify the date and amount against physical retail purchases made in person.
Typische Buchungsformate
TARGET T-1029 POP CONVERSIONBEST BUY STORE 0294 POP CHKCOSTCO WHSE POP ENTRYPOP POINT OF SALE CHK 049
Verifizierte Quellen
- Nacha: Point-of-Purchase (POP) Entry Rules https://achdevguide.nacha.org/ach-file-details
- Federal Reserve: Consumer Guide to Check 21 and Check Conversion https://www.federalreserve.gov/paymentsystems/regii-about.htm