Kurzantwort
REVERSAL (Payment Reversal / Credit Adjustment). REVERSAL denotes a cancellation or refund of a previous transaction, crediting funds back to your account due to merchant return or banking correction.
Wichtig: Was dieser Code NICHT bedeutet
A REVERSAL is not a new charge or debit. It is a credit (funds entering your account) that cancels out an earlier debit.
Bedeutung von REVERSAL
A transaction reversal occurs when an authorization, debit, or fee is nullified and credited back to your account balance.
Merchant reversals occur when a store cancels an order, processes a product return, or corrects a cashier cashier error prior to daily batch settlement.
Bank reversals occur when your financial institution waives a fee, corrects a duplicate processing entry, or reverses an erroneous debit.
So finden Sie den tatsächlichen Händler
- Schritt 1 Look at the merchant or fee description immediately adjacent to 'REVERSAL' or 'REV' on your statement.
- Schritt 2 Match the credited amount to a previous debit line on the same or preceding statement cycle.
- Schritt 3 Check customer support tickets or return receipts for product refunds or cancelled subscriptions.
Typische Buchungsformate
MERCHANT REVERSAL TARGET.COMFEE REVERSAL OVERDRAFT WAIVERAUTH REVERSAL BEST BUY 0294ACH REV PYMT CANCELLATION
Verifizierte Quellen
- CFPB: Error Resolution Procedures & Reversals (12 CFR § 1005.11) https://www.consumerfinance.gov/rules-policy/regulations/1005/11/
- Federal Reserve: Payment System Settlement and Reversals https://www.federalreserve.gov/paymentsystems.htm