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Banking System & Account Ledger Term

DDA (Demand Deposit Account)

DDA
08/05 DDA PURCHASE TARGET MINNEAPOLIS $45.20

要約

DDA (Demand Deposit Account). DDA refers to a standard checking or demand deposit account from which deposited funds can be withdrawn at any time without advance notice.

重要：このコードが意味しないもの

DDA is not a company, store, or penalty. It is the banking system's technical label for your checking account.

DDA の詳細解説

DDA (Demand Deposit Account) is standard banking terminology for a checking account that allows immediate withdrawal on demand via debit card, check, ACH, or ATM.

When seen in statement lines (such as 'DDA PURCHASE', 'DDA WITHDRAWAL', or 'DDA TO SAVINGS'), it simply indicates that the transaction impacted your primary checking ledger balance.

Banks use DDA prefixes internally to differentiate checking ledger entries from savings (SAV), money market (MMA), or line of credit (LOC) accounts.

実際の加盟店を特定する方法

  1. ステップ 1 Look past the 'DDA' abbreviation on your statement line to find the merchant, transfer destination, or transaction description.
  2. ステップ 2 Identify whether the line represents an internal funds transfer between your checking and savings accounts.
  3. ステップ 3 Check online banking for expanded descriptor details.

代表的な明細表記パターン

  • DDA PURCHASE TARGET MINNEAPOLIS
  • DDA WITHDRAWAL BRANCH TELLER
  • DDA TO SAV ONLINE TRANSFER
  • DDA REVENUE PMT CHASE

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