要約
A charge from MELIO* B2B PAYMENT represents a vendor invoice payment, expedited ACH fee, or credit card processing fee (2.9%) via Melio Payments Inc.
この表記になる理由
Melio provides B2B accounts payable and accounts receivable software, allowing businesses to pay vendor bills via bank transfer or credit card.
Descriptors include MELIO* B2B PAYMENT, MELIOPAYMENTS.COM, or MELIO* [VENDOR NAME], representing bill payments or processing surcharges.
Common reasons for this charge
- A business vendor bill paid with a credit card to extend cash flow (incurring Melio's 2.9% card fee).
- A fast ACH transfer fee ($1.50) or same-day delivery charge for emergency supplier payment.
- An ongoing monthly Melio premium account subscription renewed.
How to locate the invoice and cancel
- Sign in to Melio Go to app.meliopayments.com and log in to your account.
- Go to Pay Tab Review Scheduled and Sent payments to identify the recipient vendor and bill details.
- Manage Payments Cancel any pending scheduled payments before the cutoff time.
Frequently Asked Questions
Why did Melio charge my credit card 2.9%?
When you choose to pay a supplier or utility bill via credit card through Melio even if they only accept checks or ACH, Melio charges a standard 2.9% card processing fee.
Can I cancel a payment processed through Melio?
Payments can be canceled freely while in 'Scheduled' status, but once funds are in transit or deposited to the vendor, they cannot be recalled.
Dispute Rights & Fraud Prevention
If you did not authorize a vendor payment through Melio, contact their compliance team immediately.
Dispute unauthorized commercial transactions under Fair Credit Billing Act guidelines within 60 days.
How do I report an unauthorized Melio payment?
Email [email protected] and file a billing dispute with your card issuer.
How long does a dispute review take?
Card networks typically resolve business transaction disputes within 30 to 90 days.
本サイトはMelio Payments Inc.とは提携していない独立したリファレンスです。
検証ソース
- Melio Terms of Service & Pricing https://www.meliopayments.com
- CFPB: Commercial Payment & Card Network Protections https://www.consumerfinance.gov