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Card Network & Electronic Payment Rail

REVERSAL (Payment Reversal / Credit Adjustment)

REVERSAL
08/05 MERCHANT REVERSAL TARGET.COM $45.20

要約

REVERSAL (Payment Reversal / Credit Adjustment). REVERSAL denotes a cancellation or refund of a previous transaction, crediting funds back to your account due to merchant return or banking correction.

重要：このコードが意味しないもの

A REVERSAL is not a new charge or debit. It is a credit (funds entering your account) that cancels out an earlier debit.

REVERSAL の詳細解説

A transaction reversal occurs when an authorization, debit, or fee is nullified and credited back to your account balance.

Merchant reversals occur when a store cancels an order, processes a product return, or corrects a cashier cashier error prior to daily batch settlement.

Bank reversals occur when your financial institution waives a fee, corrects a duplicate processing entry, or reverses an erroneous debit.

実際の加盟店を特定する方法

  1. ステップ 1 Look at the merchant or fee description immediately adjacent to 'REVERSAL' or 'REV' on your statement.
  2. ステップ 2 Match the credited amount to a previous debit line on the same or preceding statement cycle.
  3. ステップ 3 Check customer support tickets or return receipts for product refunds or cancelled subscriptions.

代表的な明細表記パターン

  • MERCHANT REVERSAL TARGET.COM
  • FEE REVERSAL OVERDRAFT WAIVER
  • AUTH REVERSAL BEST BUY 0294
  • ACH REV PYMT CANCELLATION

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