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Card Network & Electronic Payment Rail

ATM (Automated Teller Machine Transaction)

ATM
08/05 ATM WITHDRAWAL CHASE BANK 5TH AVE $45.20

要約

ATM (Automated Teller Machine Transaction). ATM denotes a physical automated teller machine transaction, such as cash withdrawal, deposit, balance inquiry, or funds transfer.

重要：このコードが意味しないもの

ATM is not a store charge or online purchase. It indicates physical access at an automated cash machine. If you did not make an ATM withdrawal, it may indicate card skimming or unauthorized physical card duplication.

ATM の詳細解説

ATM line items appear when you insert your physical debit card and enter your confidential Personal Identification Number (PIN) at an ATM terminal.

The transaction record typically includes the machine ID, terminal street location, or financial institution hosting the ATM.

If you use an out-of-network terminal, you may see two separate entries: the primary cash withdrawal amount and a separate $2.50–$3.50 non-network ATM surcharge fee.

実際の加盟店を特定する方法

  1. ステップ 1 Check the location, terminal ID, and street address printed next to 'ATM W/D' on your statement line (e.g., 'ATM W/D 7-ELEVEN 1029 MAIN ST').
  2. ステップ 2 Review your physical wallet for ATM cash receipts or recent cash spending.
  3. ステップ 3 If you still possess your physical card and see an unfamiliar ATM cash withdrawal, contact your bank immediately to freeze the card.

代表的な明細表記パターン

  • ATM WITHDRAWAL CHASE BANK 5TH AVE
  • ATM W/D 7-ELEVEN #2049 MIAMI FL
  • NON-CHASE ATM FEE #049281
  • ATM DEP AUTOMATED TELLER DEPOSIT

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