要約
This is a charge processed through PayPal.
What is the PayPal charge?
A charge from 'PAYPAL' indicates a payment processed through the PayPal platform.
This is often a purchase from an online merchant where you chose PayPal at checkout, appearing as 'PAYPAL *[Merchant Name]' or 'PP*[Merchant Name]'.
Account Verifications and Transfers
If you recently linked a new bank account or card to PayPal, you might see a small temporary charge (e.g., $1.00 - $2.00) used for account verification, which is automatically refunded.
Money moved from your bank to your PayPal balance often appears as 'PAYPAL TRANSFER' or 'PAYPAL INST XFER'.
- Step 1 Log in to your PayPal account and review your 'Activity' page to match the date and exact amount with the bank statement.
- Step 2 If you don't see the charge in your PayPal history, your card information may have been compromised directly. Contact your bank immediately.
What if my family uses my PayPal account?
Purchases made by family members sharing your account will still show up in your PayPal 'Activity' feed for verification.
Dispute Rights & Fraud Prevention
If you suspect this charge is fraudulent or billing in error, you have strict federal rights protecting your account.
Always review your statement carefully and take action within 60 days.
What should I do if I don't recognize this charge?
First, check with family members or anyone authorized on your account. If the charge remains unrecognized, contact your bank immediately to report it. Under the Fair Credit Billing Act (FCBA), you have 60 days from the statement date to dispute unauthorized credit card charges.
How long does it take for a disputed charge to be removed?
Once you file a dispute, your bank must acknowledge it within 30 days and resolve it within two billing cycles (not exceeding 90 days). During this time, the disputed amount is usually placed on a provisional hold, meaning you do not have to pay it.
本サイトはPayPal Holdings, Inc.とは提携していない独立したリファレンスです。
検証ソース
- CFPB: Disputing Credit Card Charges https://www.consumerfinance.gov
- FTC: Fair Credit Billing Act https://consumer.ftc.gov