要約
This is a legitimate charge from Nike.
What is the Nike charge?
A 'NIKE' charge on your bank statement indicates a purchase from Nike.com, the Nike app, or a physical Nike retail store.
Pending authorizations often appear when you place an order, and the final charge settles once the item ships.
International Fees and Glitches
If you purchased from a Nike site based in another country, your bank (not Nike) may have added an international transaction fee.
System glitches can occasionally cause a temporary duplicate charge to appear as pending, but these generally drop off on their own.
- Step 1 Log in to your Nike account or check the Nike app to view your 'Order History' and confirm the transaction.
- Step 2 If the charge is unauthorized, contact your bank immediately. Ignore 'refund' scam emails that ask for your banking credentials.
Why did a family member's purchase go to my card?
If you use Apple Pay or shared family digital wallets, a family member's purchase may route to your default payment method.
Dispute Rights & Fraud Prevention
If you suspect this charge is fraudulent or billing in error, you have strict federal rights protecting your account.
Always review your statement carefully and take action within 60 days.
What should I do if I don't recognize this charge?
First, check with family members or anyone authorized on your account. If the charge remains unrecognized, contact your bank immediately to report it. Under the Fair Credit Billing Act (FCBA), you have 60 days from the statement date to dispute unauthorized credit card charges.
How long does it take for a disputed charge to be removed?
Once you file a dispute, your bank must acknowledge it within 30 days and resolve it within two billing cycles (not exceeding 90 days). During this time, the disputed amount is usually placed on a provisional hold, meaning you do not have to pay it.
本サイトはNikeとは提携していない独立したリファレンスです。
検証ソース
- CFPB: Disputing Credit Card Charges https://www.consumerfinance.gov
- FTC: Fair Credit Billing Act https://consumer.ftc.gov