要約
CBNA is Citibank, N.A. — the issuer behind retail cards like Home Depot (THD/CBNA) and Best Buy. It appears on statements as card payments and on credit reports as the account holder's bank.
この表記になる理由
The prefix names the retail partner (THD = The Home Depot), the suffix names the issuing bank. On credit reports, a 'CBNA' inquiry or account is a store card application or account, which is why the abbreviation gets Googled so much.
Don’t recognize it? You might still
- The store abbreviation + bank abbreviation combo obscures both parties.
- A hard inquiry labeled CBNA follows any Citi retail-card application.
- Autopay on a store card pulls from the linked bank account monthly.
対処手順
- Decode the prefix THD = Home Depot, BBY = Best Buy, SEARS = Sears legacy cards — the prefix is the store.
- Match to a card in the household Someone likely holds that store's card; the entry is a bill payment toward it.
- Dispute unknown credit-report entries A CBNA account or inquiry you never initiated is an identity-theft flag — dispute with the bureaus and call Citi.
よくある質問
Why is CBNA on my credit report?
You (or an identity thief) applied for or hold a Citi-issued retail card. Match it to a store card you remember; if none fits, dispute it.
関連する請求グループ
THD/CBNA は以下の明細グループに含まれます： Citi statement codes ・ Capital One statement codes ・ Discover Bank statement codes ・ U.S. Bank statement codes ・ PNC Bank statement codes ・ Goldman Sachs & Marcus statement codes 。
本サイトはCitibank, N.A.とは提携していない独立したリファレンスです。
検証ソース
- Citi — customer service https://www.citi.com
- CFPB — Citibank credit card agreements database https://www.consumerfinance.gov