The short answer
A charge or ACH debit labeled CAPITAL ONE* AUTO PAY is an automatic recurring monthly statement balance payment from your checking account to your Capital One credit card.
Capital One Autopay Billing Overview
Capital One uses automated ACH debits to collect monthly credit card minimums, full statement balances, or fixed amount autopays from linked checking accounts.
These entries appear on your external checking statement under descriptors such as CAPITAL ONE AUTO PAY, CAP ONE AUTOPAY, or CAPITAL ONE ONLINE PMT.
- Scheduled automatic monthly payment for a Venture, Quicksilver, or Savor card
- Automatic settlement for a Capital One Spark Business credit account
- Recurring payment setup via the Capital One mobile app or web portal
Managing Capital One Payments
Modify or cancel automatic payment schedules directly in your Capital One online banking account.
- Log in to the Capital One mobile app or capitalone.com.
- Select the active credit card account.
- Tap "Manage Autopay" to adjust the payment date, bank account, or payment amount.
Frequently Asked Questions
Can I stop a Capital One autopay on the day it processes?
Autopay modifications must typically be submitted before 7:00 PM Eastern Time on the business day prior to the scheduled payment date to prevent funds from being withdrawn.
Why did Capital One debit my account twice?
A double debit usually occurs when a manual one-time payment was submitted close to the automatic scheduled autopay execution date without disabling the automated schedule.
Part of a family
CAPITAL ONE* AUTO PAY is one of the Capital One statement codes and Discover Bank statement codes and U.S. Bank statement codes and PNC Bank statement codes and Truist Bank statement codes and Charles Schwab statement codes and Fidelity Investments statement codes lines — see the whole family decoded.
Independent reference — not affiliated with Capital One Financial Corporation. Billing names and policies change; verify with the merchant or your bank before acting.
Verified sources
Every claim on this page is checked against official sources — open them to confirm before you call your bank.
- Capital One Autopay & Payment Terms https://www.capitalone.com
- CFPB Credit Card Autopay Guidance https://www.consumerfinance.gov
Reviewed Aug 15, 2026 · high · About UnknownCharges